During the last week of February 2020, the S&P 500 lost 11.49% — the worst week for stocks since the 2008 financial crisis — only to jump by 4.6% on the first Monday in March.1 By all accounts, the drop was largely driven by ever-increasing fears about the potential effects of the coronavirus (COVID-19) and its […]
Blog
February 4, 2020: Harford County Referral Partners Networking Event – 510 Johnny’s
Our Owner & President, Carl Strozyk, was the guest speaker at Harford County Referral Partners’s Luncheon, at 510 Johnny’s, on Tuesday, February 4, 2020. Carl gave an Income Tax Update with a focus on reviewing 2018 Tax Law changes along with 2019 Updates, 2019 Extenders and explained the SECURE Act of 2020.
Congress Reistates Expired Tax Provisions – Some Back to 2018
Congress let many tax provisions expire on December 31, 2017, making them dead for your already- filed 2018 tax returns. In what has become much too common practice, Congress resurrected the dead provisions retroactively to January 1, 2018. That’s good news. The bad news is that we have to amend your tax returns to make […]
How can I improve my credit report?
Most lenders use credit report information to evaluate the creditworthiness of potential borrowers. Borrowers with good credit are presumed to be more creditworthy and may find it easier to obtain a loan, often at a lower interest rate. You can do a number of things to help improve what’s on your credit report, including the […]
Hindsight is 2020: What Will You Do Differently This Year?
According to a recent survey, 76% of Americans reported having at least one financial regret. Over half of this group said it had to do with savings: 27% didn’t start saving for retirement soon enough, 19% didn’t contribute enough to an emergency fund, and 10% wish they had saved more for college.1 The saving conundrum […]
Tips for Targeting Your Retirement Savings Goal
Tips for Targeting Your Retirement Savings Goal What if you’re saving as much as you can, but still feel that your retirement savings goal is out of reach? As with many of life’s toughest challenges, it may help to focus less on the big picture and more on the details. Regularly review your assumptions Whether […]
Top Eight Changes in the SECURE Act You Need to Know
As has become usual practice, Congress passed some meaningful tax legislation as it recessed for the holidays. In one of the new meaningful laws, passed on December 19, you find the Setting Every Community Up for Retirement Enhancement Act of 2019 (SECURE Act). The SECURE Act made many changes to how you save money for […]
Client Parking Pass
Effective January 1, 2020, our new parking policy requires the use of a pass to park on the back lot of 139 N. Main Street. The parking designated for VISITORS ONLY does not require a parking pass, however, all other parking spaces require a pass. We provide the passes, at our front desk, or you may […]
2019 Halloween
This past Halloween we enjoyed dressing up as The Cat in The Hat (Carl) and the 360 Things (1, 2, 3, and 4). Here is some photo-proof that we can have fun.
i95 Business Highlights Carl Strozyk
i95 Business Highlights Carl Strozyk and 360 Financial Group as Harford County Business Leader As part of its August issue, i95 Business shined a spotlight on Harford County business leaders, and Carl Strozyk of 360 Financial Group is honored to be chosen.
